Credit Union of Richmond

Reward yourself

With a low fixed rate credit card

Rates
as low as

7.90

APR¹

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Put More Money Back in Your Budget

Lower Your Interest Rate and Monthly Payment

Lower your interest rate and monthly payment
Score a $100 bonus³
Promotional auto loan refinance rates as low as 3.24% APR⁴
No payments for 100 days⁵

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Take Your Finances to the Next Level

It's as simple as 1, 2, 3!

Refinance a personal loan from another lender
Enjoy a rate as low as 5.99% APR¹
Earn a $25 cash bonus²

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Boost Your Savings with a Youth Certificate Special

Earn 3.03% APY²

12-month term
Deposit up to $3,000
Earn a higher rate than a traditional savings account

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Welcome to Credit Union of Richmond, Virginia’s longest continuously operating credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs.

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Become a Member

Become a member of Virginia’s longest continously operating credit union since 1923. As a member of Credit Union of Richmond you get to enjoy the benefits of a savings account, checkings, lending products with low and competitive rates, credit cards, a friendly staff that cares and so much more!

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The CU Difference

Credit Union of Richmond is a not-for-profit, meaning that we focus on our members, not profits. This means that we are able to charge lower fees and offer better rates on loans and deposits compared to other financial institutions.

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News & Events

Ben Wilson Scholarship Program

Scholarships are available to any senior high school student who is an existing member of the Credit Union of Richmond for at least 6 months, and actively using Credit Union services.

Celebrating 100 Years!

On November 22, 2023 we will celebrate our 100th year anniversary. We would like to thank you all for an incredible 100 years and many more to come. We are Virginia's longest running credit union.

CO-OP Branch and Surcharge Free ATM Locator

You don't always have to come to our main branch to access your accounts and conduct transactions. With the CO-OP Shared Branch network, you can access your account throughout the country and have access to over 5,000 branches.

Discounts & Savings

As a member of Credit Union of Richmond you have access to special discounts on products and services.

Is My Money Safe in a Credit Union?

When things are uncertain, thinking more about the safety and security of your home, family, and finances is natural. Like most essential things in your life, the money you deposit at Credit Union of Richmond is protected by a type of insurance.

Stay ahead of Payment Scams

We are here to help. Please share these tips with your family and loved ones!