Auto Loans

Our auto loans are worth singing about.

Kids Account

Your child ties in perfectly with our kids accounts. 

Personal Loans

Reach your goals with our personal loans!

Open to the Richmond Metropolitan Statistical Area

money bag icon

Loans

We offer a large variety of loan options, from auto loans, to personal, motorcycle, RV, travel and more. 

Tell Me More →

home for mortgages

Mortgages

A home to fit you or your growing family, let Credit Union of Richmond help you every step of the way.

I’m Ready →

pie graph icon

Rates

Credit Union of Richmond offers low and competitive rates that fit your budget. 

See Rates →

cash icon

Accounts

We offer a variety of accounts including, savings, checking, Christmas club, kids, teens and much more. 

Learn More →

credit union of richmond computer icon

Digital Banking

Have Credit Union of Richmond at your fingertips wherever you go with online and mobile banking.

Get Started →

credit union of richmond credit card

Credit Cards

Whether you are shopping or planning a trip, Credit Union of Richmond’s VISA® Credit Cards are a safe, fast and convenient way to make purchases.

Compare Cards →

About Credit Union of Richmond:

Welcome to Credit Union of Richmond, Virginia’s longest continuously operating credit union since 1923. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Credit Union of Richmond membership is open to anyone who lives, works, worships and attends school or volunteers in the Richmond Metropolitan Statistical Area. We are based north of the museum district in the city of Richmond, Virginia.

Why Credit Union of Richmond?

credit union of richmond bank icon

We Are a Credit Union – Not a Bank

Credit Union of Richmond is a not-for-profit, meaning that we focus on our members, not profits. This means that we are able to charge lower fees and offer better rates on loans and deposits compared to other financial institutions.

bar graph icon

Low Competitive Rates

We offer low, competitive rates that give you more financial freedom and flexibility to reach your goals.

Explore Rates →

credit union of richmond computer icon

Service at Your Fingertips

You do not have to come into our branch to use our services. Take us wherever you go by using online banking and our mobile app. You can also utilize our ATM and Service Center Locations.

Join Today!

Become a member of Virginia’s longest continously operating credit union since 1923. As a member of Credit Union of Richmond you get to enjoy the benefits of a savings account, checkings, lending products with low and competitive rates, credit cards, a friendly staff that cares and so much more!

CUofR’s CU Rich Blog

Midyear Financial Check Up

We are halfway through the year! There is no better time than now for you to review your financial goals by doing a midyear financial check up.

Upgrade Your Backyard with a HELOC

Summer is here! With that being said, now is the perfect time to enjoy your patio, porch or deck....

Things You Can Do With a Personal Loan

Taking out a personal loan may or may not be for you. At Credit Union of Richmond, we make the loan process simple.