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Motorcycle, Boat & Leisure Vehicles

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Let us help you get on the open road with flexible RV loan options.

Whether you are looking for a recreational vehicle, camper, or motorcycle, we can help you with RV financing that fits your lifestyle.

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Rates as low as

5.49% APR1 process

Rate Reduction

Available for down payments


and easy application with quick response


  • Competitive and low interest rates
  • Flexible loan and payment terms
  • Get preapproved for better negotiating power with RV dealers
  • Fast loan approval in most cases
  • No prepayment penalties. Reduce your interest by paying early
  • Refinance your higher RV loan rate and save

The RV loan application process

Complete the loan process in 3 easy steps!

  • Get preapproved: Submit your application. You can also apply by calling 804-355-9684. We will process your application and notify you when your preapproval is completed.
  • Complete your loan documents: Be sure to advise the dealer you are preapproved, as this will give you maximum leverage and help you negotiate the best deal. Once the deal is finalized, send us the purchase agreement so we can finalize your loan documents.
  • Finalize your RV financing: Pick up the loan check or we can send the check via mail. Once you receive the check, you can go pick up your new RV!

Promotional RV Loan Recapture

If you already have a great interest rate, our exceptional auto loan recapture program may save you even more!

Refinance your current RV loan from another lender, and you will receive a $1002 bonus. Plus, we will either lower your existing rate by 1% APR3, or give you our standard rate whichever is lower.  

  • Rates as low as 3.24% APR3
  • Fast loan closing process
  • Flexible loan terms

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1The listed APR reflects a new RV purchase, top-tier credit, and maximum rate reduction discount of .50% APR with 20% down payment. Refinances are excluded from down payment rate reduction discount.

**New RV: 2022 and 2023 with 3,500 miles or less. 

Payment example: RV loan of $25,000 for 42 months at 5.49% APR will have a monthly payment of $657.20.

2Existing Credit Union of Richmond loans are not eligible for this offer. Auto refinance loan must be at least $5,000. The $100 will be deposited to the account once loan is funded. 

3RV loan recapture is a promotional loan which is subject to end without prior notice. The listed APR reflects a rate reduction up to 1% for RVs that are refinanced from another lender. With this rate reduction, we will match your existing term, and take up to 1% APR off your current rate to achieve the advertised rate. Your actual rate will be determined at time of loan application and may be higher than the advertised rate.  Total rate reduction may not result in a rate lower than our best possible floor rate.

Payment example: Used auto loan of $25,000 for 42 months at 3.24% APR will have a monthly payment of $631.34.