Savings Rates

Savings/Checking Rates

Account Type	Min. Balance	APY
Regular Savings	$5.00 For Membership $100.00 To Earn Dividend	.50%
Christmas Club	$100.00 To Earn Dividend	.50%
IRA Savings	$100.00 To Earn Dividend	.50%
Kids/Teens Club	$5.00 For Membership $100.00 To Earn Dividend	.50%
Educational Savings	$100.00 To Earn Dividend	.50%
Custodial/VUTMA	$5.00 For Membership $100.00 To Earn Dividend	.50%
Dreamer (MMSA)	$0.00 - $4,999.99 $5,000 - $19,999.99 $20,000.00 or greater	.50% .60% .70%
Checking	N/A	N/A
Second Chance Checking	N/A	N/A

Share/IRA Certificate Rates

Account Type	Min. Balance	APY
6 Month	$500	1.51%
12 Month	$500	2.52%
24 Month	$500	2.78%
36 Month	$500	3.03%
48 Month	$500	3.29%
60 Month	$500	3.55%
Jumbo 12 Month	$50,000	2.52%
*Century 12 Month	$100,000	2.52%
*12 Month Youth Special	$500 min./ $3,000 max	3.03%

TIS Certificate

*Available for share certificate only