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Kids Club & Teen Account

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Youth Accounts

Invest in your child's future by teaching them the value of a dollar. Our youth financial products and services are designed to help kids learn the skills they need to manage money responsibly, and achieve their financial goals.

Our fun and engaging resources make learning finances easy and enjoyable for kids of all ages. Our youth account programs are designed to help kids learn the basics of money management, and develop good financial habits that will last a lifetime.

We offer 3 types of accounts to make sure you are covered:

Youth Account Types
Features at a glance Kids Club Teen Account Custodial Account
Ages Ages 1-12 Ages 13-17 Up to age 21 or 25
Minimum balance amount $5 $5 $5
Control of account Any account owner Any account owner Custodial until beneficiary reaches age of majority
Earn funds for grades      
Unlimited transactions      
No monthly maintenance fees      
Earns quarterly dividends      

1 You can open a checking account for your child who is between 15-17 years old. Only the parent/guardian who is joint on the account can fund or manage this account. Not all members will qualify for a checking account.

2 Annual Percentage Yield. Fees may reduce earnings on account.  A penalty may be imposed for early withdrawal. Rate is current as of 03/01/2023, and subject to change at any time. The promotional offering may end at any time. At renewal, the youth certificate will auto-renew into current one year non regular certificate unless otherwise designated. Other restrictions apply. Certificate TIS