About Us

Virginia’s longest continously running credit union.

Credit Union of Richmond About Us
Welcome to Credit Union of Richmond, Virginia’s longest continuously operating credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs.

Every member has different financial needs. To meet these needs, we provide our members with resources, tools and education to help them make the best financial decisions.

Founded in 1923 previously under the name Richmond Postal Credit Union, Credit Union of Richmond takes pride in providing members with a comfortable environment that is accessible, encourages thrift, maintains financial stability and prepares for future growth. Furthermore, we engage in programs that are beneficial to our members and the credit union environment.

All in all, we are based north of the museum district in the city of Richmond, Virginia. Altogether, membership is open to anyone that lives, works, worships, attends school or volunteers in the Richmond Metropolitan Statistical Area.

Membership and Eligibility
You are eligible to join Credit Union of Richmond if you live, work, worship, volunteer or attend school in these counties:

  • Amelia
  • Charles City
  • Chesterfield
  • Dinwiddie
  • Goochland
  • Hanover
  • Henrico
  • King William
  • King and Queen
  • New Kent
  • Powhatan
  • Prince George
  • Sussex
  • City of Richmond
  • Petersburg
  • Hopewell
  • Colonial Heights

What is a Credit Union?

about us family with piggy bank

Credit Union of Richmond is different from your traditional bank because we are a not-for-profit financial cooperative that is owned and controlled by our members. This means that we are able to charge lower fees and offer better rates on loans and deposits compared to other financial institutions. In addition, we are committed to giving back to the communities where we work and live.

Like other credit unions, we focus on our members, not profits. Our assets are federally insured by the National Credit Union Administration (NCUA). The NCUA is the strongest federal insurance agency in the country.

In addition, we are a state-chartered credit union regulated by the Bureau of Financial institutions (BFI) which is a regulatory division of the Virginia State Corporation Commission (SCC).

As a member you receive:

✓ 24/7 access to mobile and online banking

✓ College scholarships

✓ Financial education at no cost 

✓ Easy-to-access ATM locator

✓ Notary services

✓ Outstanding staff that cares

✓ Retirement and investment services

✓ Excellent banking service

✓ Substantial savings options

Join Credit Union of Richmond

Ready to experience the benefits of being a member? Join us today. Fill out the application below or give us a call at (804)355-9684

Celebrating 100 Years!
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