Rates
Saving Rates Table
| Savings | Rate | APY* | Term |
| Share Savings | .20 | .20 | n/a |
| Traditional IRA’s | .20 | .20 | n/a |
| Christmas Club | .10 | .10 | n/a |
| Kids/Teens Club | .20 | .20 | n/a |
| Trust/Custodian | .20 | .20 | n/a |
Rate=Dividend Rate
*APY=Annual Percentage Yield.
For Share Savings Accounts, Club Accounts, and Share IRA, the dividend rates and the annual percentage yields may change at any time as determined by the credit union’s Board of Directors. The minimum deposit earns the stated APY for Share Christmas Club, Share IRA, and Organization accounts is $100. Additionally, the minimum balance earns the stated APY for Kids/Teens Club, Trust, and Custodian accounts is $5. The minimum opening deposit for Share, Trust, Custodian, and Organization accounts is $5.00. No minimum opening deposit is required for the Club accounts or the Share IRA.
Certificates
| Certificates | Rate | APY* | Term |
| Share Certificate and IRA Certificate | 0.65 | 0.65 | 6 |
| Share Certificate and IRA Certificate | 1.00 | 1.00 | 12 |
| Share Certificate and IRA Certificate | 1.25 | 1.26 | 24 |
| Share Certificate and IRA Certificate | 1.50 | 1.51 | 36 |
| Share Certificate and IRA Certificate | 1.75 | 1.76 | 48 |
| Share Certificate and IRA Certificate | 1.95 | 1.96 | 60 |
| Jumbo / Jumbo IRA Certificate | 1.25 | 1.26 | 12 |
| Century | 1.45 | 1.46 | 12 |
Share Certificates (Rates Effective August 2016)
A minimum deposit of $50,000 is required and must be maintained throughout the term of the certificate for the 12 month Jumbo Share and Jumbo IRA Certificate. A minimum deposit of $100,000 is required and must be maintained throughout the term of the certificate for the 12 month Century Share Certificate. (The Century Share Certificate is not offered as an IRA Certificate). For all other Share and IRA Certificates, a $500 minimum deposit is required and must be maintained throughout the term of the certificate. The term selected will determine the applicable dividend rate and APY. A penalty may be imposed for early withdrawal. The dividend rate and annual percentage yield may change at any time as determined by the credit union’s board of directors. For Share Certificates and IRA Share Certificates, the dividend rate and the APY at the time of the purchase will remain the same until the maturity date of the Share or IRA Certificate. APY=Annual Percentage Yield.
Important Info
Hours:
Lobby:
Monday to Friday – 8am to 4pm
Drive Thru:
Monday to Wednesday – 8am to 4pm
Thursday & Friday – 8am to 6pm
Loan Hours:
Monday to Wednesday – 8am to 4pm
Thursday & Friday – 8am to 6pm
(By Appointment Only Thursday & Friday from 4pm to 6pm)
Numbers:
Office:
804-355-9684
Fax:
804-355-9725
Priority Line:
888-427-9394
Lost/Stolen VISA Debit Card:
866-820-8798
Lost/Stolen VISA Credit Card:
866-449-7728
Contact Us by Email:
cuofrichmond@curich.org