Refer a Friend

Refer a Friend

Tell your friends, family, colleagues, people you see in the grocery store – wherever! Share the credit union love by  introducing us to the people you know and you can earn money while doing so. Earn cash each time the person you refer becomes a member. There is no limit to how much you can make. Refer friends and family until October 31st.

How do I refer?


Email us at with your first name, last name, phone number, email and the person you are referring’s first name, last name, email and phone number with the subject “Refer a Friend” to get started. If you have any questions please give us a call at 804-355-9684.


We will contact your the person you referred about joining


When your friend joins or opens a new membership account with the credit union, you will both receive $5.

Want to earn even more?

Bring in your current auto loan from another lender and we will deposit a total of $100 into your savings. To learn more give our loan officers a call at 804-355-9684

*Restrictions apply. Auto loans currently financed through Credit Union of Richmond cannot be refinanced with this offer. 

Terms and conditions apply. Please read here

The person making the referral (referrer) and the referred member (person who is referred) will both earn $5. The referrer will earn $5 for each individual they refer that opens a Credit Union of Richmond membership account. To make a referral, the referral will have to submit a valid email address for both the referred member and the referrer. Additionally, the referrer must be the person to submit an email address for the referred member. There is no limit to how many times the person can receive $5 as long as the promotion is going on.

In order for the referrer and the referred member to both earn $5, the referred person must open a Credit Union of Richmond new membership account and meet membership and eligibility requirements. The referrer and the referred member must keep their account active for 12 months. If the account is closed or becomes inactive prior to 12 months, then the $5 will be forfeited. The referrer’s account must be in good standing to be eligible for this promotion. If the referred member owes any outstanding balances, it must be paid in full to qualify for this promotion.  

*Membership and eligibility to be determined at the time of account opening. Membership share account is required with $5 minimum balance.

Become a Member

Take advantage of these great benefits and more when you become a member!

It Pays to Refer-A-Friend From Now Until October 31st! Learn more >
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