Postal Worker Appreciation

Going Back to Our Roots

Postal Worker Appreciation

Postal Worker loan

Before we were Credit Union of Richmond, we were Richmond Postal Credit Union. July 1st is National Postal Worker Day. ¹To honor this day, from July 1st to August 31st, postal workers are eligible to receive a 1.00% discount off the regular loan rate for most loans (Credit Cards, Mortgages and Lines of Credit are not included).

Loan Rates

Vehicle Loan Rates


Maximum Loan Term

New and Used Vehicles

(2017 and newer)

1.99% - 18.00%

84 Months

Used Vehicles

(2016 - 2011)

1.99% - 18.00%

84 Months

Personal Loans




7.74 - 18.00

**Restrictions apply, all offers and rates are subject to change at any time.

*APR=Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness. Your rate can be higher or lower depending on credit performance. Financing up to the retail value of the auto may be available. Collateral subject to approval. The rate on a new/used vehicle could be as low as 1.99%. The 1% discount cannot fall below the floor rate which is 1.99%.

¹Offer available for new consumer loans only. Loans currently financed through the credit union cannot be refinanced with this offer. Credit cards, Lines of Credit and Mortgages are not eligible for this offer. To qualify for this promotion your accounts must be in good standing.

Payment example: Loan amount of $20,000 financed at 1.99% for 42 months would make the monthly payment $494.

Ready to Take Advantage of this offer?

Stop by our branch, give us a call at 804-355-9684 or fill out our loan application and let our loan officers know that you are a postal worker.

Apply Today


New and Used Auto Loans

Whether the vehicle you are searching for is new or used or you are refinancing, our staff can assist you every step of the way.


Credit Union of Richmond offers competitive rates that help our members keep money in their pockets. Before you settle for an account, loan or certificate anywhere else, check with us to see what we can offer you.


Credit Union of Richmond offers a variety of accounts including, savings, checking, Christmas club and much more. Our accounts and convenient services help you grow your money confidently.

We appreciate our postal workers! Learn how.
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