When you become a member – you are also an owner


When you become a member of Credit Union of Richmond, you become an owner of a not-for-profit financial cooperative. Credit Union of Richmond membership is open to a wide range of individuals, all it takes is a minimum $5.00 balance in your Share Savings account to join.

If you are eligible for membership at Credit Union of Richmond, all it takes is a total of $5.00 deposited into your savings account. As long as you keep a minimum balance of $5.00 in your account you will remain a member for life.

Membership Benefits

At CUofR, not only are you a member but, you are also an owner of a financial cooperative that is dedicated to building member’s dreams by offering quality services to fulfill their financial needs.

24/7 access to mobile and online banking

Member discounts

College scholarships

Financial education at no cost

Easy-to-access ATM locator

Notary services

Competitive rates on loans, credit cards and mortgages

Retirement and investment services

Substantial saving options

Outstanding staff that cares

Excellent and affordable banking service

family together

Being a member at Credit Union of Richmond opens the door to an array of financial products and services such as:


I have been with Credit of Richmond when they were Richmond Postal Credit Union and there is nothing I can’t ask them for and they won’t try and help me. They are my main institution and I don’t go to the location meaning that they online services are convenient for someone like me who is constantly working. Thank you for the experience
- Member

I’ve always experienced great customer service and generous credit terms. I highly recommend this place as your first and last stop for your financial needs.
- Member

Become a Member

Fill out our membership application and return it to a Financial Services Representative so you can start banking securely today. It only takes a few moments of your time.

When you come in we will ask you for:

  • Valid ID
  •  Social security number
  • Updated address
  • Date of birth
  • Proof of address


Proof of address can include: DMV Address Change, Utility Bill, Insurance Bill, Rental Agreement, Bank or Credit Card Statement and Change of Address from USPS.

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