Loan Rates

Types  %APR*
New Car Loans 2.74 – 18.00 Up to 84 months
Used Car Loans 2.74 – 18.00 Up to 84 months
RVs, Boats, and Motorcycles 4.24 – 18.00 Up to 84 months
Personal Loans 7.74 – 18.00
VISA 7.90 – 18.00

Credit Union of Richmond offers:

  • Financing up to 125% for vehicles.
  • GAP and warranties available

Refinance: Bring your current auto loan from another financial institution to Credit Union of Richmond and will add 100 dollars to your share account. For more information, apply online or call 1-804-355-9684. *Restrictions apply, all offers and rates are subject to change. **Credit Union of Richmond loans are not included with this offer. Rates are subject to change at any time and should only be used as a guide.

*APR=Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Your rate can be higher or lower depending on credit performance. Financing up to the retail value of the auto is available. The rate on a new/used vehicle could be as low as 2.74%. Rate is subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer. Payment Example: payments on a loan at 2.74% for a term of 60 months would be $18.00 per $1,000 borrowed.

Important Info

Lobby Hours:
Monday to Friday
8am to 4pm
Drive Thru hours:
Monday to Wednesday
8am to 4pm
Thursday & Friday
8am to 6pm
Loan Hours:
Monday to Wednesday
8am to 4pm
Thursday & Friday
8am to 6pm
(By Appointment Only
Thursday & Friday
from 4pm to 6pm)

Office: 804-355-9684
Fax: 804-355-9725
Priority Line: 888-427-9394

ATM VISA Debit Card:
Int: 614-564-5101
Pin Reset: 800-992-3808
Lost/Stolen VISA Credit Card:
Int: 301-837-8427

Contact Us by Email:

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