Careers

Join Virginia’s longest continously running credit union.

Credit Union of Richmond Careers

Our members deserve the best, which is why we hire skillful and enthusiastic employees that represent the credit union purpose. We are a dedicated and knowledgeable team helping our members make healthy financial choices. If you have any interest in a career in the credit union industry, we want to talk to you.

What is our vision?

As you make your career choice, it is important to know what Credit Union of Richmond’s vision is. Our vision is to provide our members with a comfortable environment that is accessible, encourages thrift, maintains financial stability and prepares for future growth. Futhermore, we will engage in programs that are beneficial to our members and the credit union environment.

What is our mission?

Additionally, as an employee it is important to know our mission as a credit union. Our mission is simple, we are member owned and dedicated to building members’ dreams by offering quality services to fulfill their financial needs.

career woman

Benefits for full time staff

As a full-time employee, you will recieve excellent benefits that includes the following:

  • Health
  • Dental
  • Vision
  • Short-term disability
  • Long-term disability
  • 401K Employee Match
  • Paid Holidays
  • Life Insurance
  • Defined Benefit Plan
Credit Union of Richmond Careers 

Credit Union of Richmond is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Current Openings:

Position Title: Loan Officer

Reports to: VP of Lending

Position Summary: Credit Union loan officers are to build lending relationships with our members in order to assist them with their financial needs. Loan officers are to recommend products to help members save time and money. Loan officers are to review our members overall financial obligations and make recommendations in order to help our members achieve their individual financial goals.

Duties and Responsibilities:

  • Must possess a thorough knowledge and understanding of regulations governing loan approvals and an analytical ability to conduct analysis of loan application quality and make recommendations for action.
  • Interview members and gather information necessary to review loan requests via phone and in person. (This includes consumer loans and VISA credit cards).
  • Ability to analyze loan requests and make credit decisions based on the lending policy.
  • Analyze current financial position of loan applicants to determine the degree of risk involved in extending credit, authorizing release of collateral on existing loans, changing loan terms, waiving payments, changing due dates, etc.
  • Responsible for making decisions to approve, disapprove, or forward the loan request to higher levels for decisions.
  • Establishes the terms and conditions of loan approval based on credit union’s lending policies.
  • Refers issues that are beyond their authority to their supervisor, along with their recommendations.
  • Assists the lending services manager in coordination of duties including development and implementation of various lending programs in accordance with project goals and time lines.
  • Assist in the achievement of credit union’s loan goals as well as individual loan goals.
  • Ensure final loan decisions are reached within an average of one business day.
  • Ensures loan decisions comply with regulations, policies, and procedures.
  • Cross-sell credit union products and services when appropriate: Debt Protection, GAP and MRC.

The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Other duties may be required and assigned.

Training and Experience:

  • Possess a High School Diploma or equivalent.
  • A minimum of two years’ experience in consumer lending is required or the equivalent.
  • Must possess a thorough knowledge and understanding of regulations governing loan approvals and an analytical ability to conduct analysis of loan application quality and make recommendations for action.

Salary based on experience

Days: Monday – Friday

Hours: 8-4

Please send your resume and salary request to: nwyatt@curich.org

 

 

Disclaimer: In fairness to all applicants, Credit Union of Richmond does not accept phone calls, respond to email inquiring about the status of an application or a resume. Applicants selected for consideration will be contacted directly by Credit Union of Richmond. Your application or resume will be considered active for 90 days maximum. If you wish to be considered for employment after the maximum time period, you must reapply.