Credit Cards
Great cards with great rates, features and no annual fees.
VISA® Credit Cards
Whether you are shopping or planning a trip, Credit Union of Richmond’s VISA® Credit Cards are a safe, fast and convenient way to make purchases.
Platinum VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
3.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Gold VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
4.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Classic VISA® Credit Cards:
Get the basics and the benefits of a Visa® Credit Card with our Classic Credit Card
Qualifying introductory rates as low as
5.90%
Save with every purchase
No Annual Fee
$0
Credit Union of Richmond’s Classic, Platinum or Gold VISA® Credit Card’s Feature:
Fixed interest rates
There is no “teaser rate” that will increase tremendously when you miss a payment.
No annual fees
You shouldn’t have to pay to use your card. With Credit Union of Richmond, you don’t.
25 day interest-free grace period
Giving you more time to pay off your balance!
No balance transfer fee
Pump the brakes on high rates when you transfer your balance to Credit Union of Richmond. You do not have to pay to transfer your balances. Transfer your balance with NO balance transfer free.
No cash advance fee
Making it easier to get cash with your card.
Earn rewards
Enroll in the uChoose Rewards® program to earn 1 point with every $1 spent. redeem your points online for merchandise, gift cards and travel. For more information, visit our rewards FAQs page.*Not included with Classic card.
There are Multiple Ways to Apply:
- Call us at (804)355-9684
- Complete our online application
- Stop by our branch
¹View our Card Agreement and Disclosure statement for more information.