Credit Cards

Great cards with great rates, features and no annual fees.

Important update regarding our online credit card management: The Manage Alerts option in our online credit card management application has been removed effective Monday, March 13, 2023. As a result, you will no lomger be able to turn on or manage the following Alerts from our online credit card management application:
  • Payment Due
  • Approaching Credit Line
  • Purchase Amount Exceeds
  • Current Day Threshold
  • Current Day Count
  • Payment Initiated to Card
  • Account Over Limit
  • Payment Posted

If you have turned on any of the Alerts noted above prior to March 13, 2023 you will stop receiving Alert emails beginning Wednesday, March 15, 2023. You will continue to receive all other Notifications from our online credit card management application, including Notifications about password changes, statement delivery, and disputes.

We also encourage you to use the information available to you on our online credit card management application and in your monthly credit card statement to track important data such as your account balance, payment due date, available credit, and the date your last payment was posted.

We are proud to have you as a valued customer and look forward to continuing to serve you in the future.

Sincerely,

Credit Card Services
Credit Union of Richmond

VISA® Credit Cards

Whether you are shopping or planning a trip, Credit Union of Richmond’s VISA® Credit Cards are a safe, fast and convenient way to make purchases.

Platinum VISA® Credit Cards:

Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.

Qualifying introductory rates as low as

3.90%

Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%

No Annual Fee

$0

Gold VISA® Credit Cards:

Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.

Qualifying introductory rates as low as

4.90%

Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%

No Annual Fee

$0

Classic VISA® Credit Cards:

Get the basics and the benefits of a Visa® Credit Card with our Classic Credit Card

Qualifying introductory rates as low as

5.90%

Save with every purchase  

No Annual Fee

$0

Credit Union of Richmond’s Classic, Platinum or Gold VISA® Credit Card’s Feature:

credit union of richmond credit card
Fixed interest rates
There is no “teaser rate” that will increase tremendously when you miss a payment.
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No annual fees
 You shouldn’t have to pay to use your card. With Credit Union of Richmond, you don’t.
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25 day interest-free grace period
Giving you more time to pay off your balance!
No balance transfer fee

Pump the brakes on high rates when you transfer your balance to Credit Union of Richmond. You do not have to pay to transfer your balances. Transfer your balance with NO balance transfer free.

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No cash advance fee
Making it easier to get cash with your card. 
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Earn rewards
Enroll in the uChoose Rewards® program to earn 1 point with every $1 spent. redeem your points online for merchandise, gift cards and travel. For more information, visit our rewards FAQs page.*Not included with Classic card.

There are Multiple Ways to Apply:

¹View our Card Agreement and Disclosure statement for more information.

Celebrating 100 Years!
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