Credit Cards
Great cards with great rates, features and no annual fees.
VISA® Credit Cards
Whether you are shopping or planning a trip, Credit Union of Richmond’s VISA® Credit Cards are a safe, fast and convenient way to make purchases.
Platinum VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
3.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Gold VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
4.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Classic VISA® Credit Cards:
Get the basics and the benefits of a Visa® Credit Card with our Classic Credit Card
Qualifying introductory rates as low as
5.90%
Save with every purchase
No Annual Fee
$0
Credit Union of Richmond’s Classic, Platinum or Gold VISA® Credit Card’s Feature:
Fixed interest rates
No annual fees
25 day interest-free grace period
No balance transfer fee
Pump the brakes on high rates when you transfer your balance to Credit Union of Richmond. You do not have to pay to transfer your balances. Transfer your balance with NO balance transfer free.
No cash advance fee
Earn rewards
There are Multiple Ways to Apply:
- Call us at (804)355-9684
- Complete our online application
- Stop by our branch
¹View our Card Agreement and Disclosure statement for more information.