Credit Cards
Great cards with great rates, features and no annual fees.
Important update regarding our online credit card management: The Manage Alerts option in our online credit card management application has been removed effective Monday, March 13, 2023. As a result, you will no lomger be able to turn on or manage the following Alerts from our online credit card management application:
- Payment Due
- Approaching Credit Line
- Purchase Amount Exceeds
- Current Day Threshold
- Current Day Count
- Payment Initiated to Card
- Account Over Limit
- Payment Posted
If you have turned on any of the Alerts noted above prior to March 13, 2023 you will stop receiving Alert emails beginning Wednesday, March 15, 2023. You will continue to receive all other Notifications from our online credit card management application, including Notifications about password changes, statement delivery, and disputes.
We also encourage you to use the information available to you on our online credit card management application and in your monthly credit card statement to track important data such as your account balance, payment due date, available credit, and the date your last payment was posted.
We are proud to have you as a valued customer and look forward to continuing to serve you in the future.
Sincerely,
Credit Card Services
Credit Union of Richmond
VISA® Credit Cards
Whether you are shopping or planning a trip, Credit Union of Richmond’s VISA® Credit Cards are a safe, fast and convenient way to make purchases.
Platinum VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
3.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Gold VISA® Credit Cards:
Earn rewards with every purchase and redeem them online for merchandise, gift cards, travel, cash back and much more.
Qualifying introductory rates as low as
4.90%
Introductory APR¹, for qualifying members, for a period of six billing cycles, based on your creditworthiness. After that, or if you do not qualify for an introductory APR, your APR will be 7.90% – 18.00%
No Annual Fee
$0
Classic VISA® Credit Cards:
Get the basics and the benefits of a Visa® Credit Card with our Classic Credit Card
Qualifying introductory rates as low as
5.90%
Save with every purchase
No Annual Fee
$0
Credit Union of Richmond’s Classic, Platinum or Gold VISA® Credit Card’s Feature:
Fixed interest rates
No annual fees
25 day interest-free grace period
No balance transfer fee
Pump the brakes on high rates when you transfer your balance to Credit Union of Richmond. You do not have to pay to transfer your balances. Transfer your balance with NO balance transfer free.
No cash advance fee
Earn rewards
There are Multiple Ways to Apply:
- Call us at (804)355-9684
- Stop by our branch
¹View our Card Agreement and Disclosure statement for more information.