Checking Account

Have your money right at your fingertips with our checking account

Checking Account

We offer checking, no charges at the ATM, debit card and online and mobile banking at your fingertips.

Must maintain a


Minimum balance in regular savings account with the credit union 


No monthly service charge or minimum balance requirement

The member must have a Share Savings Account to open up a Checking Account. When you sign up, you will receive a debit card and access to tools such as online banking, our mobile banking app and the ability to use your account right from your smartphone.

Account Features and Benefits

✓ No monthly service charges

✓ Overdraft protection from your Share Savings account to your checking account

✓ Open to ages 15 and up

✓ No minimum balance requirements

✓ Online banking

✓ Bill pay

✓ Eligible for Direct Deposit

✓ Mobile banking

✓ Unlimited transactions and transfers

✓ Eligible for VISA® Debit Card

✓ VISA® Debit Card

✓ Fraud protection for debit card transactions

✓ Unlimited check writing

✓ Order checks through home banking

Direct Deposit

Credit Union of Richmond offers all members the opportunity to sign up for direct deposit. Download the form below and take it to your Human Resource department.

Reorder Checks

To reorder checks please send reorder form or a direct deposit form to the credit union via mail at 1601 Ownby Lane, Richmond, VA 23220-1318, fax at 804-355-9725, order online or email to 


Give yourself a reason to be glued to your phone

teen mobile account

To download the mobile app, simply log into the app store on your phone and search for Credit Union of Richmond. 

Currently, the following features are available:

  • Stay up to date on account activity.
  • Account history, balances, pending transactions and check images
  • Remote deposit capture
  • Apple Pay
  • Touch ID and Android fingerprint authentication
  • Instant balance and password reset
  • Ability to send money to others
  • And more!


google play button app store

Open up a Checking Account today!

Become a credit union member today. For more information, please give us a call at 804-355-9684 or email

We have various account options for you

Credit Union of Richmond offers a variety of accounts such as:

For more information about each type of account contact Credit Union of Richmond at 804-355-9684.


Download our fee schedule and privacy policy:
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