(Office) 804.355.9684 (Fax) 804.355.9725

Mortgage Options

Shopping for a New Home? Check out your options. First Home? Mortgage Application, we have options.

First Mortgages

The Credit Union of Richmond offers members a full range of first mortgages at local and nationally competitive rates and closing costs.

  • First time home buyer?
  • Want to refinance your current mortgage?

The Credit Union of Richmond can offer you fast and efficient mortgage services.

Contact our mortgage loan officer at 804-355-9684 Ext. 116 for more information.

Credit rates are based on creditworthiness. Restrictions apply.

Apply Online

Ready to take the next step to become a homeowner? You can apply online anytime at your convenience. If you have questions about the application process call 804-355-9684 Ext. 116.

VHDA First-Time Homebuyer Class

Upcoming Class: May 19, 2018 at 9am
Richmond Community Church

Are you thinking about buying a home, but not sure where to start, especially in challenging economic times? VHDA’s free First-time Homebuyer Class can help. You’ll learn the entire homebuying process from start to finish, and how to stay on track as a responsible homeowner.  Spaces are limited, you must RSVP with John Holcomb at jholcomb@curich.org.

Important Info

Monday to Friday – 8am to 4pm
Drive Thru:
Monday to Wednesday – 8am to 4pm
Thursday & Friday – 8am to 6pm

Loan Hours:
Monday to Wednesday – 8am to 4pm
Thursday & Friday – 8am to 6pm
(By Appointment Only Thursday & Friday from 4pm to 6pm)

Priority Line:
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