Car Loans

Whether it’s your dream car, first car, refinancing or for the family, we can help you!

Car loans

Whether the vehicle you are searching for is new or used or you are refinancing, our staff can assist you every step of the way.

Rates as low as

1.99% APRยน

A variety of

Low Cost

loan protection products

Delay your first payment

60 Days

Car Loans Features and Benefits

✓  Low, competitive interest rates

✓ Quick and easy online application

✓ Flexible repayment options

✓ Personal Service

✓ No set up fees

✓ Fast approval

Car Loan Rates


Maximum Loan Term

New and Used Vehicles

(2017 and newer)

1.99% - 18.00%

84 Months

Used Vehicles

(2012 - 2016)

1.99% - 18.00%

84 Months


*APR = Annual Percentage Rate. 1.99% APR is applicable on New or Used Autos 2017 and newer with a 20% down payment and, terms up to 42 months. Rates are subject to change and are based on creditworthiness, age of vehicle, and terms of the loan. Therefore, your actual rate may differ. Collateral is subject to approval. Minimum loan amount is $25,000 for terms of 84 months.

A loan payment example: $20,000 financed for 42 months would make the monthly payment $494.

Apply Online For A Car Loan

Whether you are ready to refinance or buy a new or used vehicle, our staff here at Credit Union of Richmond is ready to help with a low-rate loan. Apply online today!

Car Loan Resources


Credit Union of Richmond offers competitive rates that help our members keep money in their pockets. First, before you settle for an account, loan or certificate anywhere else, check with us to see what we can offer you. 

Loan Calculator

Do you have a monthly a monthly payment in mind? Do you want help figuring out a monthly payment that suits you? The loan calculator can help you estimate your loan repayment options.


Want a lower monthly payment on your current vehicle loan from another lender? Credit Union of Richmond has you covered. Learn more about refinancing your vehicle.